AML Policy

This Anti-Money Laundering policy describes ADEX LTD’s commitment to ethical business, fraud prevention and responsible commercial relationships.

Customer Identification Procedures (KYC)

ADEX LTD may request identification, company registration details, beneficial ownership information and proof of authority before entering selected business relationships.

Risk Assessment

Clients, transactions and service requests may be reviewed based on geography, business activity, payment method, transaction size and relationship context.

Transaction Monitoring

Unusual payment patterns, inconsistent information, third-party payments or unclear business purpose may trigger additional review.

Suspicious Activity Reporting

Where legally required, suspicious activity may be escalated to competent authorities or relevant professional advisers.

Record Keeping

Client due diligence, invoices, agreements and communication records may be stored for compliance and audit purposes.

Compliance Officer Clause

A designated responsible person or management representative may oversee AML reviews, internal controls and escalation decisions.

International Sanctions Compliance

ADEX LTD may refuse services to individuals, entities or jurisdictions subject to applicable sanctions, restrictions or prohibitions.

Politically Exposed Persons (PEP)

Enhanced checks may apply where a client is identified as a politically exposed person, family member or close associate.

Enhanced Due Diligence

Higher-risk relationships may require source of funds explanations, additional documentation and senior management approval.

Source of Funds Verification

For selected engagements, ADEX LTD may request reasonable information about the origin of funds used for payment.

Anti-Fraud Measures

ADEX LTD may reject false, misleading, forged or inconsistent documentation and may terminate services in case of suspected fraud.

Data Protection & Confidentiality

AML documentation is handled with confidentiality and processed according to applicable data protection requirements.

Regulatory Cooperation

ADEX LTD may cooperate with competent authorities where required by law or valid regulatory request.

Training & Internal Controls

Internal awareness, document review, escalation procedures and periodic policy updates support responsible AML compliance.